Bank Accounts

Bank Accounts

Everyday accounts to manage your money on the go and savings accounts to help your savings grow.

Everyday accounts

Accounts that enable you to access your money with ease.

Savings accounts

Accounts that reward you for saving and give anytime access.

Term deposits

Accounts that pay a fixed interest rate over a fixed term.

Need an account for everyday banking and saving?

Take care of your money on payday with two linked accounts to help you budget.
 

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Offers

$30

kickstart
For Under 18's

Get one of each account, opening at least one new account in the process, then deposit $100 into your savings account within 30 days of opening your new account(s), and we'll give you $30. 

T&Cs apply.

Find out how

$40

cashback on
your groceries

Open a Complete Freedom account online or in branch and spend at least $160 on your new digital Visa Debit Card within 60 days at Woolworths or Coles and get $40 cashback.

Customers who have held a Bank of Melbourne Transaction account in the last 2 years are ineligible for this offer. Ages 14+ only. Visa Debit Card via a mobile wallet only, either through Tap & Pay or online payment.

Offer expires 30 Sep 2025. T&Cs apply*.

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New to Australia?

Sort out your day to day banking in Australia with an everyday bank account.

Looking for a bank account for kids or teens?

Browse Bank of Melbourne everyday and savings accounts for kids and teens.

Compare account and interest rates