Third Party Property Damage Car Insurance
Cover for loss or damage against someone else’s property, including legal liability of up to $20 million.
Bushfires
If you’re a Bank of Melbourne Home or Car Insurance customer impacted by the bushfires, or other severe weather, and need help with a claim call the specialist Bank of Melbourne team at Allianz on 1300 020 266 or submit a claim online.
Third Party Property Damage Insurance
Provides cover for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. It
does not cover damage to your car.
The below 'What's Included' is a summary only. For the standard terms, conditions, limits and exclusions of cover please refer to the
Product Disclosure Statement (PDS) (PDF 1MB) and the
Premium, Excess, Discount and Options Guide (PED) (PDF 6MB)
What's included
Uninsured motorist extension
Cover your vehicle for loss or damage arising from an accident with an uninsured driver up to $5000 if you did not contribute to the accident and can provide us with the registration, name and address of the person responsible or any other information that would reasonably allow us to identify the person.
Legal liability
You are covered for up to $20 million for damage to other people’s property.
Substitute vehicle
Cover for your legal liability up to the maximum amount payable for loss or damage to someone else’s property while using in a substitute vehicle.
Supplementary bodily injury (liability)
Cover for a currently licensed driver driving the vehicle or a passenger travelling in or getting into or out of the vehicle for legal liability for death or bodily injury caused by or arising out of the use of your vehicle.**
Legal costs
Legal costs and expenses in defending court proceedings which may arise from a claim for accidental loss, damage or liability covered by your policy.*
Why choose Bank of Melbourne Car Insurance
The Detail
Cover is subject to your application for insurance being accepted.
^ Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.
* This is subject to agreement in writing by the insurer and legal costs or expenses relating to any criminal or traffic proceedings are excluded.
**Your permission needs to be granted for the driver and passengers travelling in the vehicle and also the vehicle needs to be registered for use on a public road when the liability is incurred and arises.
Bank of Melbourne Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Bank of Melbourne - a Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply.
This information does not take your personal objectives, circumstances or needs into account.
Read the relevant Bank of Melbourne Retail and Business Banking Financial Services Guide and Credit Guide (PDF 161KB), Product Disclosure Statement (PDS) and the Premium, Excess, Discount and Options Guide (PED) (PDF 6MB) to see if this insurance is right for you. Call 1800 825 866.
If you take out Motor Insurance with Allianz the Bank will receive a commission of up to 12% of the premium (exclusive of GST).
A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.
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Bank of Melbourne's Privacy Statement is available at bankofmelbourne.com.au/privacy/privacy-statement or by calling 13 22 66. It covers:
- How you can access the personal information Bank of Melbourne holds about you and ask for it to be corrected;
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- How Bank of Melbourne collect, hold, use and disclose your personal information in more detail.
© Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.