Business rewards credit card
Apply online now and receive an immediate response
Amplify Business features
Up to 4 cards
Enjoy the flexibility of a personal liability credit card with up to 3 additional cardholders.
Complimentary insurance
Including Transit Accident Insurance and Unauthorised Transaction Insurance, subject to the conditions set out in the T&Cs booklet1.
Simplified tax reporting
Export expenses directly into MYOB and BAS or download as an Excel file to make analysis of business transactions easy.
Uncapped points
Earn uncapped points on business purchases including double points on international spending.
Choose between two rewards programs
Redeem Amplify Points2 for:
Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment expenses and more
Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel3
Airline points or miles through Virgin Australia's Velocity program and Singapore Airlines' KrisFlyer program.
Redeem Qantas Points for:
Classic Award flights on Qantas and 35 partner airlines
Qantas and Jetstar Any Seat Award flights
Flight Upgrade Awards on eligible Qantas flights when available
Over 3,000 products, experiences and vouchers from the online Qantas Marketplace.
Points earned per $1 |
Amplify Rewards |
Amplify Qantas |
|---|---|---|
| Overseas purchases | 2 Amplify Points | 1 Qantas Points |
| Australian purchases | 1 Amplify Point | 0.5 Qantas Points |
| Government payments | 0.5 Amplify Point | 0.25 Qantas Points |
Rates and Fees
Transaction |
Interest rate |
|---|---|
| Purchases | 19.49% p.a. (variable) Up to 55 days interest free on purchases when you pay the Closing Balance (or Monthly Payment Balance if you made a balance transfer(s) to your card) on time. |
| Cash advances | 20.24% p.a. (variable) |
Fee |
Amount |
|---|---|
| Card Fee (per year) | $89
$0 annual Card Fee for the first year^.
|
| Foreign transaction Fee | 3% of the Australian dollar value of any Foreign Transaction. Foreign transaction is any transaction made using the Card:
It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. |
| Cash Advance Fee | 3% of the cash advance amount. These charges will appear on your credit card statement directly below the relevant cash advance. |
| Missed Payment Fee | $0 applied for each missed payment |
| Card replacement fee | $0 (courier costs may apply) |
| Overlimit Fee | $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. |
| Automatic payment fee | $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. |
How to apply
Intend to use the card predominantly for business expenditure?
Have an Australian residential address?
Are at least 18 years of age?
The Detail
Fees, charges and credit criteria apply.
Find out what information you need to provide to become a customer.
Before making a decision, it's best to read the terms and conditions.
- Amplify Business Credit Card Conditions of Use
- Amplify Business Credit Card Complimentary Insurance Terms and Conditions
- Amplify Business Credit Card Rewards Terms and Conditions
- Credit Card Accounts – Fees & Charges
# Depending on your choice of rewards program, you can earn Amplify Points or Qantas Points on your eligible purchases.
The respective promotions are not availble in conjunction with any other offer or promotion.
^Discounted annual Card Fee in first year promotion Amplify Business: The first-year annual Card Fee waiver is available when you apply for a new Amplify Business credit card. The first annual Card Fee will be debited on the 12-month anniversary of the first transaction on your account and annually thereafter. This offer may be withdrawn at any time.
2. The earning and redemption of Amplify Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You need a minimum of 3,000 Amplify Points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards.
3. The earning and redemption of Qantas Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but for a limited time Bank of Melbourne has arranged for this to be waived for the nominated Amplify Business cardholder with a new card who is not already a member and chooses to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/earningpoints or call 13 11 31.