Securely pay with your beautiful face

• Open Apple Wallet on your iPhone.
• Tap the plus sign (+) to get started.
• Tap Bank of Melbourne under the From Apps on your iPhone heading.
• Logon at the authentication screen.
• Select the cards you would like to add and follow the prompts.

Note: If you do not have the Bank of Melbourne mobile banking app installed on your device, this feature will not work. If you have multiple mobile banking apps, all apps will appear.

• Open Apple Wallet on your iPhone.
• Tap the plus sign (+) to get started.
• Select to manually add your card details and follow the prompts.

• Logon to the Bank of Melbourne App.
• Tap on the Services icon at the bottom of the account dashboard.
• Tap Add to Apple Wallet under the My Cards heading.
• Select the card you would like to add and follow the prompts.

Before following these instructions, ensure that you have paired your compatible iPhone with your Apple Watch.

• Open the Apple Watch App on your iPhone.
• Tap Wallet & Apple Pay.
• Tap Add Card and follow the prompts.

• Go to Settings
• Tap Wallet & Apple Pay, select Add Credit or Debit Card then follow the prompts

You can add a card to Apple Pay on a Mac model with Touch ID.

• Go to System Preferences
• Select Wallet & Apple Pay, then select Add card and follow the prompts

iPhone or iPad

• Go to Settings > Wallet & Apple Pay, tap the card that you want to remove, tap Card Details, then scroll down and tap Remove This Card, or 
• Open the Wallet app, tap a card, tap the three dots, tap Card Details, then scroll down and tap Remove This Card.

Bank of Melbourne Credit Cards

Bank of Melbourne Gold Low Rate Visa
Bank of Melbourne Gold Advantage Visa
Bank of Melbourne Vertigo Platinum Visa
Bank of Melbourne Private Clients Visa Platinum
Bank of Melbourne Amplify Rewards Visa
Bank of Melbourne Amplify Rewards Visa – Qantas
Bank of Melbourne Visa
Bank of Melbourne Amplify Signature Visa
Bank of Melbourne Start Low Stay Low Visa
Bank of Melbourne Amplify Platinum Visa
Bank of Melbourne Amplify Visa
Bank of Melbourne Vertigo Classic Visa

Bank of Melbourne Debit Cards

Bank of Melbourne Visa Debit
Bank of Melbourne Visa Gold Debit
Bank of Melbourne Get Set Visa
Bank of Melbourne Freedom card

Yes, you can add multiple Bank of Melbourne eligible cards to Apple Pay on compatible devices and choose a default card. However, you must select the required card prior to making a purchase if more than one card is added.

The first card added to Apple Wallet is the default card. If you add more than one card, you can change the default card at any time, the process is slightly different for each device.

iPhone or iPad

• Go to Settings > Wallet & Apple Pay, scroll down to Transaction Defaults
• Tap Default Card and choose a new card

Apple Watch

• On the iPhone, open the Apple Watch app, and go to the My Watch tab.
• Scroll down and tap Wallet & Apple Pay > Default Card and choose a new card.

Mac with Touch ID

• Go to System Preferences > Wallet & Apple Pay. 
• Choose a new card from the Default Card pop-up menu.

To change the default payment network to eftpos on your iPhone, open the Wallet app, tap on your Bank of Melbourne Visa debit card, tap the three dot icon and select eftpos SAV or eftpos CHQ from the Payment Option section.

To update the payment network on your Apple Watch, double-click the side button and select your Bank of Melbourne Visa debit card, then firmly press the display, then choose your preferred network.

Yes, some merchants/retailers have enabled this functionality and you will be able to get cash out using your debit card.  Visa debit cardholders will need to ensure that the eftpos SAV or eftpos CHQ payment network is selected for the cash out transaction to be processed successfully. You will be required to enter your card PIN at some contactless terminals when getting cash out. Cash out at ATMS is not yet enabled.

Very Secure. Security and privacy are at the core of Apple Pay.  Apple uses security features built-in to the hardware and software of your device to help protect your transactions. Apple doesn’t store or have access to your full card details and these are never stored on your device or shared with merchants when you use Apple Pay.  Merchants are only provided with your Device Account Number.

Each transaction is authorised by your Touch ID, Face ID or the device passcode and a confirmation is displayed in the Wallet. This shows the merchant name, where and when the transaction occurred and the amount of the payment or refund.

If you misplace your device you can use Apple’s Find My app service to remotely lock your device or permanently erase the data on your device, including your card details to prevent further Apple Pay transactions being processed.

Subject to our Credit Card terms and conditions, you are covered by our Fraud Money Back Guarantee for any unauthorised purchases made with your Bank of Melbourne card on Apple Pay. Subject to our Deposit Account Terms and Conditions, you are covered for any unauthorised transactions made on your Bank of Melbourne Debit Card on Apple Pay.

More information on Apple Pay security and privacy: https://support.apple.com/en-au/HT203027

No, there are no additional fees to add your card or use Apple Pay.