Skip to main content Skip to main navigation Skip to accessibility page Skip to search input

 

 

The Bank of Melbourne Maxi Saver account comes with a Complete Freedom everyday account so you can easily transfer money in and out. We’ll only open a Complete Freedom account if you don't already have one.

To open you’re at least 14 years old with an Australian residential address (under 14s apply in branch with a parent or guardian).

To open an account for a trust or self-managed super fund, please visit us in branch.

Maxi Saver

  • A flexible account that will earn you interest on your savings
  • 4.80% p.a. total introductory rate for the first 3 months (1.10% p.a. standard variable rate plus + 3.70% p.a. introductory fixed interest rate). Reverts to 1.10% p.a. standard variable rate after the first 3 months.
  • Additional 0.35% p.a. online bonus rate for the first 3 months.
  • $0 Account-keeping fee

     

+

Complete Freedom (if you don't already have one)

  • An everyday account with a Visa Debit Card¹ to make deposits and withdrawals, payments online or on the Bank of Melbourne Mobile App
  • $0 Account-keeping fee.

What kind of account do you need?

 

Are you already a Bank of Melbourne customer?

What to have handy?

  • Your Bank of Melbourne Internet Banking logon details.

What to have handy?

Your mobile

A secure code will be sent to your mobile to verify your phone number.

Two of these ID documents

  • Passport
  • Medicare card
  • Australian driver licence
  • Australian birth certificate

If your details are entered incorrectly or we’re unable to identify you, your application will need to be completed in branch.

If you’re Aboriginal or Torres Strait Islander and don't have the required documents, call our Indigenous Call Centre on 1800 061 548, 9am – 6.30pm ACST or visit your nearest branch.

Tax details

  • Foreign tax information. Only applicable if you’re liable to pay tax in another country
  • Your Tax File Number (TFN). Providing this isn’t compulsory, however if you don’t provide it or provide a TFN exemption reason, tax may be withheld on the interest earned on the account.

By continuing you agree:

Are both applicants already Bank of Melbourne customers?

Complete your application in branch or over the phone

To open your joint account:
 
  • Phone, with both applicants on the call. 13 22 66, 8am – 8pm (Sydney Time) Monday to Friday (excluding public holidays), or +61 3 8536 7870 from overseas
  • Visit a branch, with both applicants attending. To ensure we’re best prepared to help you, please call the branch first to make an appointment. Find nearest branch

If you’re Aboriginal or Torres Strait Islander and don't have the required documents, call our Indigenous Call Centre on 1800 061 548, 9am – 6.30pm ACST or visit your nearest branch.

 

Complete your application in branch together

To open your joint account, you’ll need to visit a Bank of Melbourne branch together.

Please make sure you bring:

  • Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details
  • Suitable ID. You’ll both need to be verified separately.

You can use our Bank of Melbourne Identification Checklist (PDF 661KB) to work out which documents you’ll need for your situation.

To ensure we’re best prepared to help you, please call the branch first to make an appointment.

If you’re Aboriginal or Torres Strait Islander and don't have the required documents, call our  Indigenous Call Centre on  1800 061 548, 9am – 6.30pm ACST or  visit your nearest branch.

 
The Detail
 
1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over.
 
^ If you have not had a Maxi Saver account before. Joint accounts are eligible where the primary account holder has not held a Maxi Saver account before.