FAQs

Once you have submitted your financial hardship application, we will send you a confirmation email with your application ID. A decision on your application will be provided to you within 21 days. If we need to discuss your application, we will aim to contact you within 5 business days.

Solutions are assessed on a case by case basis and you may need to provide some further information such as Centrelink documents, medical information, employment status, proof of income, liabilities and expenditure. If required our Consultants will discuss these requirements with you.

Assistance could include flexible payment arrangements or  variations to your loan repayments. We are committed to working with you to provide a solution that will better your financial position.

A financial hardship arrangement may help improve your repayment information on your credit report, if you meet your revised repayments under your hardship arrangement.

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No, there will be no collections activity during any approved assistance period when you comply with the terms of your arrangement.

Yes, we’re happy to talk to a relative, friend or financial counselling organisation about your accounts. We’ll just need your authorisation first to maintain your privacy.

We will advise you in writing of the reason. You may wish to seek further financial advice from a financial counsellor or other third party, about the options available to you.