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Personal customers' terms and conditions

Products currently for sale

Select below to find the current T&Cs and recent changes.

Complete Freedom, Retirement Access Plus, Concession, Incentive Saver, Maxi Saver, Investment Cash


Summary of changes, effective 28th February 2025

Section reference Change description

Section 16. General Matters - The Banking Code of Practice

Removing reference to asking for a hard copy of the Banking Code of Practice within a branch or over the phone.

Visa Debit Card


Summary of changes, effective 28th February 2025

Section reference Change description

Section - General Matters - The Banking Code of Practice

Removing reference to asking for a hard copy of the Banking Code of Practice within a branch or over the phone.

Term Deposits


Summary of changes, effective 28th February 2025

Section reference Change description

Section 2. General Matters - 1.1 Industry codes

Removing reference to asking for a hard copy of the Banking Code of Practice within a branch or over the phone.

Farm Management Deposits


Summary of changes, effective 28th February 2025

Section reference Change description

Part B: Terms and Conditions – 30. Banking Code of Practice

Removing reference to asking for a hard copy of the Banking Code of Practice within a branch or over the phone.

For Travel, Caravan & Trailer and Pleasure Craft, please contact Allianz on 1800 825 866 for a copy of the PDS.