Everyday Account + Visa Debit Card
With no account-keeping fee, our feature-packed Complete Freedom account makes managing your money a breeze.
Freedom and control
Zero fees
Every dollar counts! Pay zero account-keeping fees on your Complete Freedom transaction account.
Visa Debit card
Whether you're in a store, online or on the phone - pay for what you need with your own money using a Visa Debit card1
$0 international transfer fees
AUD $0 fee per transaction when you send foreign currency overseas via Internet Banking.
Internet and Mobile Banking
Manage your banking needs wherever you are with Internet Banking and features such as Quick Logon and Push notifications via the Mobile App. For more information please read Internet and Mobile Banking T&Cs (PDF 375KB).
Rewards & Offers
Get access to My Offers Hub2 and ShopBack where you can find discounts and benefits on popular lifestyle brands just for being an eligible cardholder.
Safe and secure banking
Card Lock
Instantly put your card on temporary lock if it's lost, stolen, or misplaced to reduce the risk of unauthorised transactions.
Notifications
Choose the alerts you want to receive to get push-notifications straight to your phone to monitor your account activity.
Fraud money back guarantee
We ensure that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Bank of Melbourne promptly.3
Get rewarded for banking with us
Your Visa Debit Card gives you access to great offers and benefits from some of Australia's best-known brands as soon as you've activated your card.
Shop through ShopBack. Get Cashback.
Link and pay with your eligible Bank of Melbourne debit card to get exclusive bonus Cashback when you shop on the new Bank of Melbourne Lounge on the ShopBack app.
Download the Bank of Melbourne App
The Detail
1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over.
2. My Offers Hub is available to eligible consumer debit and credit card customers only.
Read the Terms and Conditions (PDF 630KB), including for fees and charges that may apply, before making a decision and consider if it is right for you.
Read the Apple Pay Terms and Conditions (PDF 31KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the Google Pay Terms and Conditions (PDF 30KB) before making a decision and consider if it is right for you. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the Samsung Pay Terms and Conditions (PDF 29KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.